Hingham Institution for Savings - IRA Individual Retirement Account

Individual Retirement Account(IRA).
Your best earning rates, with tax advantages*

Tax-deferred investing is available through deposits into an IRA account. You can save up to $5,000 annually for retirement. You may be able to deduct your contribution from your annual income taxes. We offer a variety of terms for your retirement savings, all with a low minimum balance of $500. You may choose a term certificate* or a Money Market Deposit Account** product.

We can also help you invest your direct rollovers from a qualified plan or transfer your IRA from another financial institution. A Hingham Institution for Savings, IRA account can provide you with the most competitive yield we offer with the added advantage of tax deferred earnings.

Choose from these IRA Accounts
Traditional IRA: Take advantage of tax benefits and defer the interest on your earnings until retirement

Roth IRA: If you prefer, you may use this IRA to take advantage of tax-free earnings during retirement, by foregoing the tax benefits today.

Rollover IRA If you're leaving a job or retiring, you may qualify to avoid tax burdens by rolling over your current 401(k) or other retirement plan.

Education IRA A nondeductible account that features tax-free withdrawals for a child's qualifying educational expense. Distributions from this account are both tax-free and penalty-free.

Featured in your IRA Account

Competitive Rate of Interest
Tax Deferred Investing
Possible Tax Deductions

To open an IRA Account, speak with a customer service representative at any one of our branches, or give us a call at 781.749.2200 during normal business hours.You can also email us online, and we'll be happy to answer your questions or send you information on our banking products.

*A Certificate of Deposit (CD) requires a $500 minimum.
** There is a minimum balance of $10 required to earn interest on a Money Market Account.

Copyright 2007 Hingham Institution for Savings. All rights reserved. Member FDIC/Member DIF FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013. Hingham Institution for Savings has chosen not to participate in the FDIC's Transaction Account Guarantee Program. Customers of Hingham Institution for Savings with noninterest-bearing transaction accounts will continue to be insured through December 31, 2013 for up to $250,000 under the FDIC's general deposit insurance rules. All deposits above this amount are insured by the Deposit Insurance Fund.


RESIDENTIAL MORTGAGES
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CDs & DEPOSITS
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Annual Percentage Rate *Annual Percentage Yield Rates & Details