HIFS Security - Protect yourself against identity frauc

Identity Fraud

Identity Fraud happens when someone uses your personal information without your permission to make illegal purchases or withdrawals, or even open accounts. Click on the links below for helpful information about Identity Fraud.

Report lost or stolen Debit or ATM cards immediately.
Call toll-free 1.800.264.5578

FDIC Consumer Alert

Federal Trade Commission: Your National Resource for Identity Theft

Download our brochure for helpful information on "Phishing" (PDF file)

Protect yourself against Identity Fraud

Never provide your personal information in response to an unsolicited request.

Never provide your password over the phone or in response to an unsolicited Internet request.

Never reply to an e-mail that asks for personal information and tells you to access the link provided in the e-mail.

Watch out for e-mails that say "urgent" or "time sensitive". This is generally a scam to obtain your financial information.

Review account statements regularly to ensure all charges are correct and make sure that they are arriving in a timely manner.

Never provide personal financial information, including your Social Security number, account numbers or passwords, over the phone or the Internet if you did not initiate the contact.

Never click on the link provided in an e-mail you believe is fraudulent. It may contain a virus that can contaminate your computer.

Minimize the identification information and the number of cards you carry to what you actually need. If your I.D. or credit cards are lost or stolen, notify the creditors by phone immediately, and call the credit bureaus to ask that a "fraud alert" be placed in your file.

Keep items with personal information in a safe place; shred or tear them up when you don’t need them anymore. Make sure charge receipts, copies of credit applications, insurance forms, bank checks and statements, expired charge cards, and credit offers you get in the mail are disposed of appropriately.

Copyright 2007 Hingham Institution for Savings. All rights reserved. Member FDIC/Member DIF All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, moneymarket deposit accounts, and Interest on Lawyers Trust Accounts ("IOLTAs"). For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. All deposit amounts above the FDIC limits are insured in full by the Depositors Insurance Fund.

Privacy | Terms of Use | Contact Us