Terms of Use
Copyright
Copyright in the pages, in the screens displaying the pages and in the information, materials and other content contained in this web site is owned by Hingham Institution for Savings unless otherwise indicated and is protected by U.S. and international copyright laws and treaties. The information, materials and other content of this web site may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work, or otherwise used for public or commercial purposes without the express written consent of Hingham Institution for Savings.
Products and Services
The information, materials, products and services on this web site are subject to change. Your eligibility for particular products or services is subject to determination by and the approval of Hingham Institution for Savings. No solicitation is made by Hingham Institution for Savings to any person to use any information, materials, products or services in any jurisdiction where the provision of such information, materials, products and services is prohibited by law.
No Warranty
Neither Hingham Institution for Savings nor its third party content providers, warrants the accuracy, adequacy, completeness or timeliness of the information, materials, products and services on this web site or the error-free use of this web site. All information, materials, products and services "as is" and "as available" no warranty of any kind, express or implied, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus is given in conjunction with the information, materials, products and services.
Limitation of Liability
In no event shall Hingham Institution for Savings or its third party providers be liable for any damages, losses or liabilities including without limitation, direct or indirect, special incidental, consequential damages losses or liabilities, in connection with your use of this web site or your reliance on or use or inability to use the information, materials, products and services on this site, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Hingham Institution for Savings or its third party providers are advised of the possibility of such damages, losses or expenses.
Hyperlinks
Your use of the hyperlinks on this web site to other Internet sites is at your own risk. Hingham Institution for Savings is not responsible for the content, products or services provided by third party sites hyperlinked from this web site nor does it endorse or guarantee the products or services provided on third party sites hyperlinked from this site, and Hingham Institution for Savings is not liable for the failure of products or services offered on those third party sites. Third party sites may provide less information on security than Hingham Institution for Savings websites. You should review the privacy and security policies of a website before you provide any personal or confidential information.
Applicable Law
Your use of this web site is governed by Massachusetts and
applicable federal law.
User Conduct
You agree to follow all applicable laws and regulations
when using this website. Furthermore, you agree that you shall not:
a. upload, post or otherwise transmit through
or to this website any content that:
i. is unlawful, abusive, threatening, harmful, obscene, lewd, offensive, defamatory
or otherwise objectionable;
ii. might infringe the intellectual property rights, privacy rights, rights
of publicity, or other proprietary rights of others;
iii. contains any viruses, trojan horses, time bombs, or any other harmful
programs or elements;
b. disrupt, place unreasonable burdens
or excessive loads on, interfere with or attempt to gain unauthorized access
to any portion of our website, its computer systems, servers or networks;
c. provide false information about yourself
to us, impersonate any other person, or otherwise attempt to mislead others
about your identity or the origin of any content, message or other communication;
d. transmit junk mail, chain letters, or
other unsolicited bulk e-mail or duplicative messages;
e. collect information about other visitors
to our website without their consent or otherwise systematically extract data
or data fields, including without limitation any financial data or e-mail
addresses;
f. sell access to or the use of this website,
including any content contained on, downloaded or accessed from this website,
without the express written consent of Hingham Institution for Savings;
g. redistribute any content, including
financial data, provided by us in any manner whatsoever including by means
of printed publication, fax broadcast, web pages, e-mail, web newsgroups or
forums, or any other electronic or paper-based service or method;
h. intentionally alter the format in which
financial data is provided by us or otherwise circumvent our regular interfaces
to such data; and
i. embed or import any financial data provided by us into any information services (whether or not web-based), data files or application software, including without limitation accounting and payroll systems, without the express written consent of Hingham Institution for Savings;
Your use of this website or of any content presented
in any and all areas of the website indicates your acknowledgment and agreement
to these Terms of Use. If you do not agree to be bound by and comply with
the foregoing, you should not use our website.
Copyright 2007 Hingham Institution for Savings. All rights reserved. Member FDIC/Member DIF All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, moneymarket deposit accounts, and Interest on Lawyers Trust Accounts ("IOLTAs"). For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. All deposit amounts above the FDIC limits are insured in full by the Depositors Insurance Fund.
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