Residential Mortgages


We are actively lending throughout eastern Massachusetts.


As a portfolio lender, Hingham Savings has a broad range of solutions for financing owner-occupied residential real estate. Because we hold all home mortgages on our balance sheet, we offer quick decisions, flexible underwriting and a common-sense approach to lending. When we make commitments, we honor them. We don't sell mortgages and if you have a question about your loan, you'll always be able to reach us. Unlike many banks, we have the ability to assess your request quickly, without unnecessary paperwork or a complicated process. You can meet our residential lenders, check our rates, apply online, or submit a request for pre-approval using the links below.


We also specialize in special situations, including high net-worth individuals, self-employed borrowers and those with complex incomes or unusual balance sheets. For special situations, please contact Mike Sinclair, Head of our Residential Lending Group, directly at 781-740-8501 or [email protected] to discuss how we might meet your needs.


  • Type: Fixed Rate, Adjustable Rate (ARM), Long-Term Amortization, Interest Only, Construction to Permanent
  • Structure: First Mortgages, Home Equity Lines of Credit, Blanket Mortgages
  • Specialty Programs: Super Jumbo Loans (up to $5 million), Cooperative (Co-Op) Loans, Non-Conforming Condominium Loans, Foreign National/Foreign Citizen/International Loans, Owner Occupant Loans to Irrevocable Trusts and LLCs, Vacation and Seasonal Properties, Alternative Verification of the Ability to Repay
  • Underwriting:  Qualified Mortgages, Non-QM Loans, Home Equity Lines of Credit


Meet Our Mortgage Lenders




Apply Online


Pre-Approval Form

Chinese translation Pre-Approval Form click here

Member FDIC/Member DIF.  Equal Housing Lender       781.749.2200
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