Deposit Rates
We offer simple deposit products with no hidden fees and unlimited deposit insurance provided by the FDIC and DIF.
Open an AccountCertificate of Deposit Annual Deposit Yields
| Term | Minimum Balance to Earn APY | Interest Rate | Annual Percentage Yield | Open |
|---|---|---|---|---|
| 2 Month (No Penalty) | $1000 | 0.50% | 0.50% | Open Now |
| 4 Month | $1000 | 3.92% | 4.00% | Open Now |
| 5 Month | $1000 | 3.92% | 4.00% | Open Now |
| 6 Month | $1000 | 1.00% | 1.00% | Open Now |
| 9 Month | $1000 | 3.87% | 3.95% | Open Now |
| 1 Year | $1000 | 1.00% | 1.01% | Open Now |
| 13 Month | $1000 | 3.48% | 3.54% | Open Now |
| 15 Month | $1000 | 1.69% | 1.70% | Open Now |
| 18 Month | $1000 | 1.73% | 1.75% | Open Now |
| 2 Year | $1000 | 1.73% | 1.75% | Open Now |
| 30 Month | $1000 | 1.69% | 1.70% | Open Now |
| 3 Year | $1000 | 1.69% | 1.70% | Open Now |
| 4 Year | $1000 | 1.00% | 1.00% | Open Now |
Early withdrawal penalties may be imposed. $1,000 minimum to open. CD offer is subject to change. APY accurate as of 20th July 2025. CDs do not have a maximum balance limit. All deposits above the FDIC limit are fully insured by the Depositors Insurance Fund.
Money Market and Savings Rates
Hingham Institution for Savings has competitive Money Market and Savings account rates. Please contact us at 781.749.2200 to learn more.
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Digital Tools
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