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Deposit Rates

We offer simple deposit products with no hidden fees and unlimited deposit insurance provided by the FDIC and DIF.

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Certificate of Deposit Rates

TermMinimum Balance to Earn APYInterest RateAnnual Percentage Yield
2 Month High Yield CD$50000.15%0.15%
3 Month$50000.15%0.15%
6 Month$50000.30%0.30%
1 Year$50000.40%0.40%
18 Month$50000.40%0.40%
2 Year$50000.45%0.45%
30 Month$50000.45%0.45%
3 Year$50000.45%0.45%
4 Year$50000.45%0.45%
5 Year$50000.50%0.50%

Fees may reduce earnings on these accounts. Term Certificates are guaranteed for the length of the term. Rates on other accounts may change after the account is opened. Early withdrawal penalty may be imposed on Term Certificates. Rates are current as of:

Money Market and Savings Rates

Account TypeMinimum to EarnInterestAnnual Percentage Yield
Money Market$100,000 or more0.15%0.15%
$50,000 - $99,0000.05%0.05%
$10 - $49,999.990.001%0.00%
Savings$100.001%0.00%

Fees may reduce earnings on these accounts. Term Certificates are guaranteed for the length of the term. Rates on other accounts may change after the account is opened. Early withdrawal penalty may be imposed on Term Certificates. Rates are current as of:

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Personal Checking

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Please note that this link will take you away from Hingham Institution for Savings and does not represent sponsorship, endorsement, or guarantee of information on an external site.

Hingham Institution for Savings is not responsible or liable for the content, information, security or failure of any products or services advertised on promoted on any external site or any external site's privacy or data protection safeguards.

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