fbpx

Business Online

Log In

Personal Online

Log In

Fee Schedule

As of

ServicesFees
ATM/Debit Card
-Transactions at HIFS ATMsNo Charge
-Card Activity Charge (Transactions at other banks' ATMs)1 2 3No Charge
-Expedited CardNo Charge
Check Collections (Foreign/Domestic)4$20.00
Inactive Account (balance $10.00 or less for 6 months)$10.00
Minimum Balance Fee5No Charge
Statement Copies/Check Copies$3.00 per item
Overdraft Charge - Business Accounts (as a result of insufficient or uncollected funds, whether paid or returned)6$45.00
Overdraft - Consumer Accounts (as a result of insufficient or uncollected funds)6$45.00
Overdraft Charge - 18/65 Accounts (as a result of insufficient or uncollected funds)6$5.00
Overdraft Charge - Debit/ATM Transactions (as a result of insufficient or uncollected funds)6No Charge
Retirement Accounts
-Annual Maintenance Fee$30.00
Return Deposited Item FeeNo Charge
Escheatment Fee$50.00
Safe Deposit Boxes(Storage Lockers) Not available at all locations. Prices vary by size). $44.00 - $214.50
-Lost Key Fee$50.00
-Box Drilling Fee$150.00
Stop Payments$25.00
Wire Transfers (Personal & Business Branch Initiated)
-IncomingNo Charge
-Outgoing - Domestic$10.00
-Outgoing - Foreign$15.00
Wire Transfers (Business Online Banking Initiated)
-IncomingNo Charge
-Outgoing - DomesticNo Charge
-Outgoing - Foreign$15.00
ACH Services
-IncomingNo Charge
-OutgoingNo Charge
Business Remote Deposit CaptureNo Charge
-MobileNo Charge
-DesktopNo Charge
Positive Pay for BusinessVaries
Merchant ServicesVaries


1 Customers with “Personal Checking” who maintain an average monthly balance of $1,500 will receive rebates for non-HIFS ATM surcharges of up to $45.00 per statement cycle. HIFS will not charge any ATM fees, regardless of customer balance.
2 Customers with “Business Checking” who maintain an average monthly balance of $1,500 will receive rebates for non-HIFS ATM surcharges of up to $45.00 per statement cycle. HIFS will not charge any ATM fees, regardless of customer balance.
3 Customers with “Student Checking” who set up online banking with e-statements and do not order paper checks will receive rebates for non-HIFS ATM surcharges of up to $45.00 per statement cycle. HIFS will not charge any ATM fees, regardless of customer balance.
4 Plus correspondent bank fee.
5 There is no minimum balance requirement to avoid a monthly maintenance fee. However, interest bearing accounts will not earn interest if
the daily account balance is below $ 10.00.
6 Created by check or other electronic means.

Please note that this link will take you away from Hingham Institution for Savings and does not represent sponsorship, endorsement, or guarantee of information on an external site.

Hingham Institution for Savings is not responsible or liable for the content, information, security or failure of any products or services advertised on promoted on any external site or any external site's privacy or data protection safeguards.

Continue Cancel