Deposit Rates

Our certificates of deposit and our money market accounts can help you grow your wealth, with competitive rates and no market risk, all backed by the security of a Bank founded nearly two centuries ago. As one of the most efficient banks in the country, we have reduced our overhead through the adoption of cutting-edge technology and old-fashioned thrift. We pass these savings to you in the form of better rates.

All deposit accounts at Hingham have FDIC insurance up to $250,000 and unlimited insurance from the Massachusetts Depositors Insurance Fund (DIF). The combination of FDIC and DIF insurance means that you will receive unlimited deposit insurance on all funds held at Hingham above $250,000. Whether you keep $5 on deposit or $50 million, all deposits are fully insured at Hingham.

Most of our money market accounts and certificates of deposit are also available as IRA retirement accounts.

Rates

Term	Minimum Balance to Earn APY	Interest Rate	Annual Percentage Yield
2 Month High Yield CD	$5000	0.30%	0.30%
3 Month	$5000	0.20%	0.20%
6 Month	$5000	0.40%	0.40%
1 Year	$5000	0.50%	0.50%
18 Month	$5000	0.50%	0.50%
2 Year	$5000	0.60%	0.60%
30 Month	$5000	0.60%	0.60%
3 Year	$5000	0.60%	0.60%
4 Year	$5000	0.60%	0.60%
5 Year	$5000	0.60%	0.60%

Fees could reduce earnings on these accounts. Term Certificates are guaranteed for the length of the term. Rates on other accounts may change after the account is opened. Early withdrawal penalty may be imposed on Term Certificates. Rates are current as of:

Rates

Account Type	Minimum to Earn	Interest	Annual Percentage Yield
Money Market	$100,000 or more	0.15%	0.15%
	$50,000 - $99,999	0.05%	0.05%
	$10 - $49,999.99	0.001%	0.00%
Savings	$10	0.001%	0.00%

Fees may reduce earnings on money market accounts in the event of excessive transactions. You will need to maintain the minimum balance to obtain the stated APY. As money market and savings products are variable rate accounts, the interest rate may change after the account is open. Rates are current as of :

Business Online

Personal Online

Please note that this link will take you away from Hingham Institution for Savings and does not represent sponsorship, endorsement, or guarantee of information on an external site.

Rates

Rates

Please note that this link will take you away from Hingham Institution for Savings and does not represent sponsorship, endorsement, or guarantee of information on an external site.

Please note that this link will take you away from Hingham Institution for Savings and does not represent sponsorship, endorsement, or guarantee of information on an external site.