Our certificates of deposit and our money market accounts can help you grow your wealth, with competitive rates and no market risk, all backed by the security of a Bank founded nearly two centuries ago. As one of the most efficient banks in the country, we have reduced our overhead through the adoption of cutting-edge technology and old-fashioned thrift. We pass these savings to you in the form of better rates.
All deposit accounts at Hingham have FDIC insurance up to $250,000 and unlimited insurance from the Massachusetts Depositors Insurance Fund (DIF). The combination of FDIC and DIF insurance means that you will receive unlimited deposit insurance on all funds held at Hingham above $250,000. Whether you keep $5 on deposit or $50 million, all deposits are fully insured at Hingham.
Most of our money market accounts and certificates of deposit are also available as IRA retirement accounts.