As a portfolio lender, Hingham has a range of solutions for financing your home, vacation property, or condo/cooperative.

We won’t sell your loan, and if you have a question, you’ll always be able to reach us. Unlike other banks or mortgage companies, we have the ability to deliver commitments quickly, without unnecessary paperwork or a complicated process. We understand that your time is valuable and we respect it. You can meet personally with our bankers in Boston, the South Shore, and Nantucket, or we can handle the process remotely – whatever is most convenient for you.

As a community bank, we also make a variety of loans unavailable at larger banks, including super jumbo loans up to $5 million, cooperative loans, non-conforming condominium loans, loans to foreign citizens, loans on properties held in trust or in limited liability corporations, and construction-permanent financing for primary and vacation residences. We can also structure blanket mortgages to facilitate complex financing needs and routinely work with self-employed borrowers and business owners. Please contact one of our residential lenders directly to discuss how we might assist you.

 

Rates

Product Interest Rate APR Months Payment per $1,000 Borrowed Points
5/5 ARM 3.25% 4.127% 480 $3.73 0
5/5 Jumbo ARM 3.25% 4.126% 480 $3.73 0
15 YR 3.375% 3.380% 180 $7.09 0
15 YR Jumbo 3.375% 3.378% 180 $7.09 0
30 YR 3.875% 3.878% 360 $4.70 0
30 YR Jumbo 3.75% 3.752% 360 $4.63 0

For adjustable rate loans, interest rate and payment may increase after the initial fixed period. Jumbo loan rates apply for loans between $424,100 and $1,500,000. For loans above $1,500,000 or special situation transactions that require unique underwriting, please contact us to discuss terms and rate. All APRs above assume a 20% down payment. Payment examples do not include tax escrow and insurance. The actual payment obligation will be greater. All rates, terms and conditions are subject to change without notice. Rates are current as of:

“Hingham is a relationship-based bank, with efficiency and new technology in mind.”

Tim Vieth and Chris Perry, Owners, White Hart Development, Nantucket
Your Mortgage

Your Way

With our single-family, co-op, and condo home loans, Hingham will guide you through the application process and offer advice to help put you in the best possible buying position. You’ll receive fast and attentive service from our bankers, customized for your unique needs.

Home Equity Lines of Credit

With a Home Equity Line of Credit from Hingham, you can tap into the equity in your home to fund the projects that are important to you – whenever you need it. From renovations on your current home to buying a vacation home or funding a child’s college tuition, a home equity line of credit can help you unlock the potential in your home. For self-employed borrowers and business owners, we can structure specialized HELOCs to meet your needs.

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Hingham Institution for Savings is not responsible or liable for the content, information, security or failure of any products or services advertised on promoted on any external site or any external site's privacy or data protection safeguards.

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Please note that this link will take you away from Hingham Institution for Savings and does not represent sponsorship, endorsement, or guarantee of information on an external site.

Hingham Institution for Savings is not responsible or liable for the content, information, security or failure of any products or services advertised on promoted on any external site or any external site's privacy or data protection safeguards.

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